Custom-fit solutions for your dry cleaners, restoration specialists, and coin operated/self service laundromats.

FabriCare Advantage™

FabriCare Advantage™ is the first choice among agents and brokers for their dry cleaner, coin-operated laundromat, commercial laundry, and linen/textile suppliers. Known as “The Dry Cleaners’ Insurance Program”, FabriCare Advantage™ protects dry cleaners, coin-operated/self-service laundromats, & restoration specialists with broad insurance coverage, experienced risk control, as well as educational resources and responsive claims service.

Specializing in this market since 1946, program administrator, IWA is an industry specialist in offering Dry Cleaner Insurance, Coin-Operated/Self-Service Laundromat Insurance, & Restoration Insurance. Agents and brokers look to us for the solutions they need to properly protect their clients’ assets, employees, and customers.

Click here for the Fabricare Flyer

General Eligibility

Experienced/Active Ownership
Good Claims History
Newer or updated buildings
3 or more years in business

Features

FabriCare Advantage™ provides access to:

Top-rated Carriers
Superior “All Lines” Protection
Competitive Rates
Unparalleled Claim Service and Processing
Outstanding Risk Management Solutions
Account Billed Direct to Insured
Several Payment Plans
Simple Submissions with no Broker Agreement Required for Proposal
Available in most States except IN, LA, MO, & VT

Highlights

Our custom package provides the best protection for assets and exposures affecting dry cleaning and related businesses, including:

Choice of Bailee Coverage: Bailee: Elite vs Standard Endorsement
Fabricare Advantage Extension Endorsement
Replacement Cost on Garments is Available
Business Income – 12 Month – Actual Loss Sustained
Equipment Breakdown – Replacement Cost
Employment Practices Liability is Available
Cyber Coverage Available
Yearly Boiler Inspection provided
All Lines offered:
- Property/General Liability
- Business Vehicles
- Umbrella Liability
- Cyber Liability
- Workers’ Compensation

Submission Requirements

Standard Acord Applications for each line of business
4 Years’ Loss History
Target Premium

Send Submissions to [email protected].

Group Life Program

IWA is excited to offer both business owners and their employees affordable Group Life Insurance, specifically for dry cleaning stores. Attended laundromats are also eligible. This is a Guaranteed Issue program, so there are no medical exams and you can enroll just yourself or your entire staff. Enrollment is open quarterly to all dry-cleaning owners and/or their employees. For more information, email us at [email protected] or call 800.243-1811. Group Life Application

Pollution Liability

Our pollution program offers coverage for Fabricare businesses. It covers soil contamination caused by dry cleaning solvent. For more information, email us at: [email protected] Application: Pollution App Fillable

Payment Plans

IWA offers several different types of payment plans including EFT and Pay-As-You-Go. All our policies are Account Billed, which means your customer gets 1 bill for all the policies they have with IWA.

Going Beyond Insurance

Our approach to the niche markets we serve is to enhance the way in which we integrate risk management and insurance solutions into our clients’ business operations. This has been part of our tremendous success with FabriCare Advantage™ and why so many come to IWA to protect their assets, property, employees and customers. We’d like an opportunity to show you what we can do for you. Contact us today at 800-243-1811 for more information.