For businesses, during the winter months, there are plenty of things to worry about when it comes to the weather. From keeping business strong while it’s raining, sleeting or snowing to maneuvering around the bad weather in order to get deliveries done on time, dry cleaners need to have a plan in place to battle the elements. But it’s even more important when it comes to preparing for major winter storms or removing snow after a storm.
Dealing with snow and ice removal is serious when it comes to the safety of your employees and customers. Dry cleaners need to have a winter snow preparedness plan in place to not only battle the elements but keep things safe and operational. Here are some ideas to help be prepared for the upcoming winter storms.
Have an Insurance Program
First things first, dry cleaners need to have proper business insurance in place, preferably before the storms come. IWA’s Insurance Program, Fabricare Advantage™, with help a dry cleaner deal with major issues, like handling the finances in a slip-and-fall case (pertinent to wet months) or roofs caving in due to heavy snowfall.
Dry cleaners insurance is the way to protect your business in the event that these types of event arise. Proper Business insurance is a way to back you up after the damage is done.
Preparing for a Winter Storm
Dry cleaners should know how much snow they’re building can handle. From snow on the roof to snow out front, know what you can work with in order to keep things running safely and smoothly. There are building codes set in place to help determine this. The codes are meant to help you avoid costly issues. Licensed structural engineers can help you with this to prevent collapses.
Also, it’s a good rule of thumb to be aware of the potential for drifting snow, which could result from new additions to a roof with different heights. All roof drains should be inspected, and you should ensure that gutters are clear of debris as ice accumulation can contribute to roof collapses. Keeping everything clean and clear while also understanding the load your roof can take, are great ways to be prepared for big winter storms.
Before the snowy season really starts to pile on, determine if you will remove snow yourself or hire contractors to come out and perform the work for you. If you decide to do the work yourself, make sure you or your staff are trained to do this properly to avoid damaging your roof covering or property grounds.
If you feel like it’s best to hire a contractor to do the job, have them sign a contract early and make sure they are responsive. Also, having the right risk transfer language in a contract helps to keep everything transparent as well as making sure the contractor has their own adequate insurance coverage. Dry cleaners insurance won’t necessarily cover the damage caused by an unlicensed snow removal company. Also, ask the contractor for a Certificate of Insurance, to be sure he carries his own business insurance.
Finally, after having an agreement set up with a snow removal contractor, it would help to have a structural engineer and roofing contractor come review your plan to help ensure it doesn’t increase the danger of collapse or casual damage to the roof covering.
About Irving Weber Associates
At Irving Weber Associates, Inc., we understand what it takes to run a successful Dry Cleaner, Coin Operated Laundromat, Linen Supply business, or Commercial Launderer, including investing in a comprehensive Insurance Program to ensure that you are financially protected against claims. Our program, Fabricare Advantage™, offers overall business insurance coverages including General Liability, Property, Site Pollution Liability, Boiler & Machinery Equipment Breakdown, Workers’ Compensation, Business Auto, and many more. For a detailed look at how we can help you safeguard your business with a custom-tailored package, please contact our experts today at (800) 243-1811.