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The Benefits of Business Interruption Insurance

Once a specialized insurance product for the manufacturing sector, Business Interruption Insurance is now an essential component for all to carry. In the event of a disaster, this policy can ensure you sustain your income and ability to stay in business while you get back on your feet. In this article, we’ll explore the benefits that laundry business owners can reap by carrying such a policy, as part of a comprehensive FabriCare Advantage Insurance package.

In the wake of Hurricane Harvey and Hurricane Irma slamming the states back to back, now more than ever is the time to focus on protecting the business you’ve worked so hard to build and grow. Disasters are inevitable, especially depending on where your business is located. However, rather than hope for the best, you can secure your hard-earned business with the right insurance.

As a savvy business owner, you likely have a grasp on your numbers – what you make each day, your annual income, your payroll, overhead expenses, and more. However, have you considered what would happen should your business be rendered inoperable for an extended period of time? If your facility suffered a fire, for example, how would you recover if your business couldn’t serve any customers until the damage was repaired? How would you operate if your equipment was damaged or ruined?

Business interruption insurance ensures that your equipment is repaired and that your bills and payroll are met after a crisis. For small businesses, this can mean the difference between closing the doors forever and opening its doors again.

However, business Interruption Insurance doesn’t just assist small businesses in meeting payroll and bills during a crisis; according to data from the Institute for Business & Home Safety, 25 percent of businesses never reopen following a disaster or interruption.

What’s more, this policy can protect profits after a hurricane, tornado or fire. For shareholders and big corporate businesses, this is just as attractive. Regardless of the size of your operation, we have a solution that’s tailor made for your needs.

About Irving Weber Associates

At Irving Weber Associates, Inc., we understand what it takes to run a successful Dry Cleaner, Commercial Launder, Linen Supplier or Coin Operated Laundromat, including investing in IWA’s comprehensive FabriCare Advantage™ Insurance Program to ensure that you are financially protected against legal claims.  Our program includes specialty coverages including General Liability, Property, Pollution Liability, Boiler & Machinery, Business Auto, and many more as well as offering Pollution Liability Coverage.  For a detailed look at how we can safeguard your business with a custom-tailored package, please contact our experts today at 800-243-1811.