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Laundromat Insurance: Handling Flood Damage

Laundromat Insurance Handling Flood DamageLaundromat Insurance: Handling Flood Damage

One of the worst disasters that could potentially hit a business is flood damage. For a business that centers around the cleaning and care of consumer’s clothing and textiles, this can be detrimental to their company. Aside from being financially prepared for claims of property damage and customer property damage with the right Laundromat Insurance policy, what should a Laundromat owner do when flood damage occurs?

The Centers for Disease Control (CDC) recommends discarding contaminated garments resulting from sewage spills, groundwater runoff, or water from rivers or streams if they cannot be thoroughly cleaned and dried. The reason for this is because a large amount of mold growth occurs if they can’t be dried right away, and these fabrics will remain a source of microbial growth. Of course, telling customers that their clothing and textiles will have to be disposed of creates a liability for Laundromats, which is where Laundromat Insurance comes in.

Mold and fungal growth can damage many fabrics. The affected areas may lose strength and will be further damaged by any mold removal process. So how should a Laundromat handle these items that have been damaged in a flood? The Drycleaning & Laundry Institute International (DLI) recommends that the cleaner wear gloves when handling items contaminated with mildew or floodwater. When handling grossly contaminated items, it’s important to wear goggles and an organic respirator in addition to gloves. Any textile items such as pillows, stuffed toys, or clothing that has been in floodwater for weeks should be discarded regardless of customer complaints.  The odors and contaminants might be so embedded in the items that they cannot be successfully cleaned, and may cause illness for their owners.

At Irving Weber Associates, Inc. (IWA), we can assist you in helping your Laundromat clients to evaluate their coverage needs when purchasing a Laundromat Insurance Policy. We understand how crucial it is for Laundromats to have their operation and services run smoothly. Please contact us today at (855) 764-7406 to learn more.