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Coverage for Convenience Stores

Looking for coverage for a convenience store? IWA might be able to help, and you don’t even need to be an appointed agent! IWA allows local insurance agents to access admitted carriers that offer coverage to hundreds of classes. We don’t even ask you to complete a broker agreement until you are ready to bind coverage! That’s right. It’s that easy. Click here for more information.

We offer all lines including Business Owners Policy, Workers’ Compensation, Business Auto, Umbrella with lots of coverage options like food spoilage, food contamination, water damage, cyber, liquor liability, EPLI, Site Pollution, and more.

What you need to know about IWA’s C-Store Program:

  • No 24 Hour operations
  • Gas Sales are eligible — as long as gas sales are below 80% of annual sales.
  • Liquor Liability available. Liquor sales should not exceed 30%
  • No Check Cashing
  • Favorable Claims History a must
  • Buildings under 25 years old; well maintained/clean
  • A Well lit parking lot
  • Cameras/Central Station Alarm/Security systems a must

Click here for our Flyer on this program.

Send Acord applications, 4 years’ loss runs, and target premium to [email protected] or call 631-619-9207 for more information.