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FabriCare Advantage Insurance: Bailee Coverage Insights

For the month of August, we have chosen to focus on insurance protection for your customers’ goods while you are delivering, processing, storing or otherwise handling them while in your care, custody and control. While you handle customer’s goods you’re responsible for those items. We, at Irving Weber Associates, understand this and offer a comprehensive FabriCare Advantage™ Insurance program, complete with Bailee coverage to protect dry cleaners, commercial launderers, linen suppliers, and coin-operated laundromats.

If your client’s goods  become damaged while in your possession, your business could be held liable.  Even if a storm passes through, which is completely out of your control, your business will, most likely, be responsible for recovering costs.  In fact, without an endorsement for comprehensive Bailee coverage, most standard business insurance policies covering property and liability, would neither have proper nor sufficient coverage for claims due to loss or damage to your customer’s property.

IWA’s Fabricare Advantage’s™ Bailee coverage provides protection of  your customer’s goods in your care, custody & control, which includes:

  • Damage during processing:  including damage due to Human Error
  • Damage or loss during transit from drop store to plant or during delivery and pick up.
  • Damage that happens during storms
  • Coverage while items are in storage – whether boxed or hanging.
  • Mysterious Disappearance (loss)
  • Delivery Errors and Omissions
  • Theft/Robbery
  • Water Damage
  • Fire
  • And much, much more…

What would you do if you couldn’t satisfy your customers in the event of a catastrophic loss at one of your facilities?  Better yet, what would your customers do if you couldn’t satisfy them for loss or damage to their garments? Sue you or worse; stop doing business with you and start using your competitor down the block?

Unlike the usual business, that simply sells a product or offers a service, fabricare business owners take in someone else’s property to be processed and returned. It is imperative that these types of businesses carry the proper insurance coverages, which most standard insurance policies don’t include. IWA, having been insuring dry cleaners since 1946, is uniquely equipped to understand the needs of this type of business and look towards partnering with the fabricare business owner, to be sure their most important asset, their business, is property protected.

About Irving Weber Associates

At Irving Weber Associates, Inc., we understand what it takes to run a successful Dry Cleaner, Commercial Launder, Linen Supplier or Coin Operated Laundromat, including investing in IWA’s comprehensive FabriCare Advantage™ Insurance Program to ensure that you are financially protected against legal claims.  Our program includes specialty coverages including General Liability, Property, Pollution Liability, Boiler & Machinery, Business Auto, and many more as well as offering Pollution Liability Coverage.  For a detailed look at how we can safeguard your business with a custom-tailored package, please contact our experts today at 855-661-4557.