The inclement weather and disastrous effects of El Niño are officially under way. These storms, like their predecessors, are known for the damage they cause to homes and businesses throughout the United States. For example, according to Insurance News Net, the costliest event for the insurance industry was a series of storms in February of 2015 that resulted in $2.8 billion in total losses. To protect your business against the variety of effects of El Niño, ensure you are protected with a FabriCare Industry Insurance Program.
Areas all over the country that are not typically prone to disaster are facing more hazards due to the storms. An increase in wet weather is likely to contribute to more flooding, power outages, water damage, and more. Here is how to effectively protect your business.
Sandbags- Protect the doors of your drycleaning business by stacking sandbags in front of the door. This will prevent the water from accumulating and rushing through your front door each time it is open.
Clean the Gutters- These are more likely to overflow if they are full of debris such as leaves, sticks, and dirt. Clean these out to ensure proper water removal from your laundry facility.
Tornado Watch- Watch out for dark, greenish skies and low-hanging or rotating clouds. Check with the local radio stations for warnings and prepare an emergency plan for employees.
Prevent Ice Dams- PR Newswire defines ice dams as a ridge of ice that forms at the lower edge of a roof, preventing melting snow from draining properly. This causes water to collectively pool on the roof and can trickle into your business. Clean the gutters and ensure the building is properly insulated and secured to prevent this from occurring.
Check Your Coverage- Ensure that your insurance portfolio includes all the necessary coverages to protect your business in the wake of a disaster. Consult with your insurance professional to identify your unique exposures from El Niño.
At Irving Weber Associates, Inc. we understand what it takes to run a successful Dry Cleaner or Laundromat business, including investing in a comprehensive FabriCare Insurance Program to ensure that you are financially protected against legal claims. For more information regarding our products and services, please contact us today at 855-661-4557.