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Comprehensive Restaurant Risk Management Strategies

Running a restaurant might seem like a slam dunk when it comes to bringing in customers. After all, we all have to eat. But what the spread of COVID-19 showed us was any industry is susceptible to unprecedented pitfalls. However, even without widespread economic and health pandemic ravaging communities and industries alike, running a restaurant comes with many inherent risks, especially surrounding injuries and illnesses. Knowing restaurant risk management strategies can mean the difference between success and failure.

Here is a look at how restaurant clients can create a comprehensive risk management plan for their business.

How to Foster a Safe Workplace Through Risk Management

According to the Occupational Safety and Health Administration (OSHA), businesses can save between $4 and $6 from costs associated with injuries and fatalities for every dollar spent in risk management planning.

One of the best restaurant risk management strategies is to prevent injuries from happening in the first place. Cuts, punctures, and lacerations are some of the most common injuries to people working in the restaurant industry. Here are some tips to consider:

  • Provide Employee Training: Restaurant injury risk management plans shouldn’t just apply to some employees, such as kitchen staff. They should address all employees, including front and back of the house. All workers should receive training on how to handle equipment safely and how to prevent injuries. Additionally, restaurant clients should be sure to review comprehensive safety procedures that address the risk areas identified during risk management analysis.
  • Keep It Clean (and Organized): It may be an obvious step but keeping the restaurant clean and free of clutter helps cut down the likelihood of a workplace incident, such as slips and falls. Restaurants should properly store equipment that’s not in use, organize stockrooms, and keep walkways clear of debris.
  • Have the Right Licenses and Insurance: Restaurateurs must carry certain credentials, including a business license and food service permits. Furthermore, employers are required to carry workers’ compensation insurance to cover their employees should they become sick or injured on the job.
  • Restaurant owners should also invest in a Restaurant Insurance Program, which provides them with an extra layer of protection against their employees’ and guest’s claims. This coverage, provided by Irving Weber Associates, includes coverages that protects a restaurant from property damage due to a fire or storm. This coverage also extends to loss of income from business interruption and potential litigation due to food poisoning.
  • Maintain Equipment: Equipment, including dishwashers, ovens, meat slicers, blenders, and more, are essential to a restaurant’s daily operation. Restaurant owners should ensure equipment is regularly serviced, well-maintained, and has all safety guards in place. 

Restaurant risk management planning should be an ongoing priority for all restaurant clients in the foodservice industry. By having a risk management plan in place, restaurant owners can focus on other vital issues.

About Irving Weber Associates

At Irving Weber Associates, Inc., we understand what it takes to run a successful restaurant business. Our Restaurant Advantage Program ensures that they are financially protected against claims, and offers comprehensive insurance coverages including General Liability, Liquor Liability, Property Liability, Food Contamination, Delivery Errors & Omissions, Commercial Auto, and many more. For a detailed look at how we can help you safeguard your business with a custom-tailored package, please contact our experts today at (800) 243-1811.