Why Now’s the Time to Add the Auto Aftermarket Express Package to Your Portfolio

Looking to expand your commercial lines book? The Auto Aftermarket Express Package is a smart addition—offering enhanced coverages, higher eligibility thresholds, and fast, flexible quoting for producers working with automotive service businesses.

The aftermarket industry is evolving, and so are the expectations of garage owners, tire shops, diesel repair operations, and collision centers. That’s why we’ve upgraded our program to meet their needs—and yours.

What’s New: Expanded Eligibility & Bigger Limits

You asked for more flexibility. We delivered.

Here’s what’s changed:

• Premium limits increased: Now up to $125,000 in total account premium

• No cap on employee count or number of locations

• Up to 25 power units eligible

• Total Insured Value (TIV) raised to $15M

Whether your clients run a multi-location operation or a growing family-owned shop, they’re likely to qualify.

Upgraded Coverages That Matter

We’ve added meaningful enhancements based on feedback from producers and insureds:

• Business Income & Extra Expense: ALS (Actual Loss Sustained) for 12 months

• Building Coverage: Automatic Increase in Insurance, No Coinsurance

• Blanket Garagekeepers option

• Broader definitions of your product and your work

• Coverage for vacant land and LRO

• Over 25 other broadened coverages and higher limits

These enhancements are already live in key states like California, Georgia, and New Jersey, with more states rolling out every month.

What Producers Are Saying

Don’t just take it from us—here’s how real producers are using the program:

“It takes 10 minutes to earn a 15% commission. I quote and bind during the same call.”
— Bruce Hawley, CA

“Coverage is customizable, pricing is competitive, and I can write multi-location policies with optional commercial auto.”
— Pritpal Atwal, N&T Insurance Solutions

“The ALS coverage has become a must-have for my larger garage clients.”
— Indiana Producer

“You allow diesel repair, incidental towing, Mechanics E&O—things other carriers won’t touch.”
— Minnesota Producer

What Your Clients Value Most

Shops love the flexibility this program offers:

• Covers incidental vehicle sales, loaner cars, shuttle services, and towing

• Mechanics E&O included at no extra cost

• Works for diverse auto businesses that don’t fit neatly into a box

One producer called it a “one-stop shop” for small-to-midsize repair and service businesses.

Sales Tips from Experienced Producers

New to the auto aftermarket niche? Here’s what works:

• Don’t rely on email: Most shop owners are hands-on and off the grid—visit in person.

• Bring a leave-behind: Use Arrowhead’s printed flyers to make a lasting impression.

• Follow up with a call or handwritten note, not a templated email.

Why You Should Get Appointed

Still on the fence? Here’s why top agencies are adding this program:

• Quick online quoting & binding with minimal back-and-forth

• 15% commission rate

• Direct access to underwriters for real-time guidance

• Easy to cross-sell other lines = higher client retention

“This program helps agencies build a local niche. If there’s no local garage insurance specialist in your market—you should be that agency.”
— Steve Goebel, Business Development Manager

Ready to Grow in the Auto Service Segment?

Our Auto Aftermarket Express Package is purpose-built for busy producers and practical shop owners. Add it to your portfolio today—and start closing more deals, faster.

Ready to Expand in the Automotive Parts Segment” and then “Learn more or get appointed by contacting [email protected]

This blog was originally published on www.arrowheadgrp.com and has since been updated and repurposed for relevance.