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Why choose IWA
and Grocers Insurance?
Extensive food industry expertise
Grocers Insurance was founded by a grocery coop
for one reason –
to develop an insurance program that grocers
could count on. Coverages are designed to protect you from
exposures specific to
the grocery industry, such as hepatitis,
power failure, and
food spoilage.
And, in most states, we offer customers the
flexibility to select a deductible that works best for their
situation.
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Partnership – not just a policy
As members of most national and local grocery
associations, we are known as the grocery industry insurance
experts. We act as your partner, helping stores deal with a broad
range of issues such as OSHA, Child Labor Laws, shoplifting and
more.
Peace of mind through stability
Since 1969, grocery has been our business – we’re
not here today, gone tomorrow. We believe that risk management,
like grocery retailing, is a long-term process. We’re here for you
for the long haul, helping you improve your loss experience over
time.
Grocers Insurance is part of the Argonaut
Insurance Group. So, when you partner with Grocers, you get a
unique combination of benefits – personal service backed by solid,
reliable financial stability.
Exceptional service
Grocers Insurance is serious about service.
Our satisfaction surveys speak for themselves: On a 1-4 scale,
our customers rate us 3.65 for accident prevention; 3.83 for
property claims, and 3.6 for workers compensation claims. |
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Responsible claims handling
Our adjusters work everyday with risks unique
to the grocery industry. They know the best way to handle
claims such as customer slip and falls, food poisoning, and a
cake decorator’s carpal tunnel syndrome. That experience
allows us to handle your claims quickly, effectively, and
economically.
We make a point of involving our customers in
decisions affecting their property claims, such as fire,
business interruption, and food spoilage. We also offer an
emergency 24-hour hotline so customers can report claims
immediately.
Effective accident prevention
Our trained loss prevention consultants work with you to
reduce claims and improve your loss experience. In addition,
you have access to a wealth of training programs tailored
specifically to the grocery industry, ranging from preventing
back injuries to reducing internal theft. You can also use our
convenient safety catalog to order supplies needed to keep
your store safe. We strive to be the lowest cost provider over
time by helping our customers reduce the severity and
frequency of claims – ultimately minimizing their premiums.
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